Tips for applying your lifestyle and saving money Frugal
"Why are you saving less these days?", "Why is there an infinite list of products I want to buy?", "Oh, credit card bills are skyrocketing!"
Do you have a friend Kania who is experiencing such a situation? If so, you can say that you are a useless person. Part of the reason is the desire to own modern products and pursue a luxurious lifestyle, without considering the amount of income or priority needs.Well, Kania has a solution to this problem: live a lifestyle Simple life..
may beSome people are still confused or have never heard of the term A simple life. Simple life A lifestyle focused on financial management. It's important to understand your daily income and make a tight budget. Your existing income will also be used to buy what you really need. For example, buying a pot or spatula to replace old and unsafe cookware. Meanwhile, the rest is to save money.
For those who want to try their lifestyle Simple lifeFollow the tips from Kania below, let's go!
Make a tight budget
Most people experience the size of a peg rather than a pole because they shop freely without a clear budget.Therefore, start implementing the lifestyle Simple life By putting together a budget. Save money for essential daily expenses such as real estate and stock investments, emergency funds, housing installments, and electricity bills. Next, budget for grocery shopping, socializing, and vacations.
If so, don't spend more than your budget. If you have a product you want to buy but your budget for the month is not enough, switch to the budget for the next month.To make it easier to monitor the budget when implementing it Simple lifeDownload the finance application at smartphone.. You can record your income and expenses along with that information in the application.
Edit the list of required items
Seeing my friend have a new bag, I want to bring it too.Look there smartphone New, I feel like changing. If you experience this, think again. Old items are damaged, do I need to buy new ones?To Simple life, You are invited to edit and review the list of required items.
Take a piece of paper and write down the item you want to buy. Then sort according to your life's priority needs. If you're still over budget, consider items you don't really need in the near future. Don't buy a new one as your eyes are open!
Resist some invitations to the hangout
Invitations to hang out at popular cafes and restaurants never end.Apply Frugal life, You must firmly reject some of these invitations. Adjust how often you hang out with the budget you created earlier.
If you find this meeting important, there are several solutions to implement your lifestyle Frugal It still works. This includes switching meetings to the next month, moving to a hangout included in your budget, or doing it. Online meeting..
Run Simple life Cook Yourself
Ordering food today is very easy. All you have to do is open the application and pay with electronic money.whatAgain, many restaurants today Cafe Often there are significant discounts. Must be appetizing, right?
However, if you do it continuously Simple life I fail. Instead, make it a habit to cook yourself. Simple cooking is enough, but nutrition is still enough. Shopping for groceries requires a large budget, but you can cook many times and it is much more economical than ordering food.
Use a lot of public transportation
Driving a private car is comfortable, but does not follow the principles Simple life.. This is due to the need to increase the BBM budget. service, Taxes, etc.
Well, for beginners Simple lifeTry using public transport to and from your workplace. If possible, walk from the office to the train station or bus stop.It also reduces the use of bikes online.. You calculate all sports, right?
Apply Simple life It may be difficult at first. But with a strong determination, you will definitely get used to it. You also need to understand the following: Simple life It's not a stingy life, but a frugal and wise life in managing your finances.Ready to live Simple life??
Don't forget to read other interesting articles about Decorma! Apart from the article, Dekoruma also offers a variety of furniture, decorations, and other appliances to replace damaged or unsuitable items. Now go to the Decorma page!
Source : http://i0.wp.com/www.dekoruma.com/artikel/117892/gaya-hidup-frugal-living
Read More..
101library.blogspot.comhannahworldpedia.blogspot.com/
dailyreadact.blogspot.com